A financial partner for the long term

Up to ₹10,000 direct to your account

Apply in 5-10 minutes. Once approved, money is sent directly to your bank account.

90+ days to repay. No salary slip or credit score needed.

You only need 2 ID verification documents (Aadhar & PAN Card)

Always private and secure

We will never call your contacts. Your contacts and other information are always private and protected.

Grow your
loan limit​

Repay on time to build your Tala credit score and apply for a higher loan. Most customers 2X their limits in months.

About the Tala loan app

With millions of app downloads and more than 7 million customers across the world, the Tala instant personal loan app offers trusted online mobile loans in minutes. Get instant personal cash loans in India without any documents – no salary slips, bank statements or credit score required (100% paperless process). Our online loan app offers competitive interest rates and a longer repayment tenure (90+ days).  Tala values transparent and ethical lending practices and our fee structure has no hidden costs or surprises. In India, we partner with a trusted RBI registered and approved NBFC to offer our customers the highest levels of safety and confidence. With more than 11K 4+ star reviews on the play store, the Tala loan app ranks among trusted loan apps in India. To apply, simply download the loan app, sign-up with your phone number and answer a few easy questions – that’s it! For final loan disbursement, our KYC (know your customer) process is simple – we need only 2 forms of ID verification (Aadhar Card & PAN Card). Most loan decisions are fast, and take just minutes. Once our loan app approves your loan application, money is sent directly to your bank account. Repaying your Tala loan is easy – Pay with your debit card, UPI (Phone Pe, Google Pay, etc.), Netbanking, or wallets. Start your journey with Tala loans today!

Your Information Is Secure

Rest assured that when you apply for a loan with us, your data is private & secure. We will never call your family or friends under any circumstances. Tala does not disclose any personal or loan information with anyone that is not you. We will never sell your data to third parties. Our partnership with every customer is a private matter. We value every single customer relationship and work on principles of trust and understanding. If you have any questions or concerns, please reach out to us at hello@tala.co.in

What our customers say

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